Holland, MI real estate prices range from $69,000 to over three million dollars for water front properties. Obviously for the majority of people, the upper end of that range is just a fantasy for the rich.
If you have poor, bruised or bad credit, you may think that homeownership in Holland is just a dream, but the chances are good that you can make this dream a reality. It just takes motivation and a little help from the right people, like experienced real estate investors in Michigan.
A bit of interesting history: Holland was settled in 1857 by Dutch Calvinist separatists. The Dutch influence lives on today at the Tulip Time Festival and on Windmill Island, as well as in the large number of citizens of Dutch American ancestry.
The cities nickname is ?The Tulip City?. During the yearly festival, about a million tourists visit the city to see the six million tulips, the Dutch costumed dancers, marching bands and parades.
Windmill Island, which is owned by the city, is home to an authentic working Dutch windmill named De Zwaan, which is Dutch for the Swan or 'graceful bird?. De Zwaan is 245 years old and is the only one of its kind in the United States. Flour ground by the windmill is sold at the museum gift shop. Approximately 55,000 tourists visit Windmill Island every year.
Holland Michigan real estate
With the shores of Lake Macatawa and Lake Michigan nearby, water lovers are at home here. Waterfront homes with soothing views dot the landscape. These are among the priciest of the Holland, MI real estate listings.
Four miles west of the city is Holland State Park, one of the most visited parks in the state. The 142 acre park includes beaches, sand dunes, nature trails, campgrounds and access to Holland Harbor Light, erected in 1907. The city itself is listed on the National Register of Historic Places. History lovers, bird watchers and outdoor enthusiasts of all kinds enjoy the area.
With all that it has to offer, you may think that Holland, MI real estate is out of your reach, particularly, if you have credit problems. But, there are many reasonably priced properties.
If you are employed, have a small down payment and can afford to pay rent, then you can afford to own a home in Holland.
Unfortunately, all that most lenders look at is your credit score, which is just a number and can be affected by little things like late payments and big things like identity theft. But, the credit bureaus are not concerned with the accuracy of individual reports. It falls to the individual to find the problems and correct them, in order to improve his or her credit rating. We are real estate investors who can help improve you improve your credit, and get you into a home on a lease option agreement (which is also known as a rent to own).
Don't worry, even if you have damaged credit we can get you into a nice home that you'd like to live in, and help you repair your credit during the option term of the rent to own (which is usually 12 months to 24 months).
Making these monthly payments on the home will help boost your credit over and above the help we can give you with our credit repair programs. In addition, part of your monthly rent are called "rent credits" and will be applied to the eventual purchase of your home. In short, rent to own Holland Michigan real estate feels like true home ownership because you can buy the home you are living in, and building equity.
Likewise, if you are having trouble selling property in Holland, you and your real estate agent may have overlooked motivated buyers that cannot qualify for traditional financing, even though they are good people and can easily take over your monthly mortgage payments and buy your home on a lease option.
Experienced real estate investors like us in Michigan are partnered with many other experienced investors who have put together hundreds of lease optiopns in Michigan in the last few years.
We help bring buyers and sellers together, make sure the contracts are done right so you don't have to worry, and on terms that are agreeable to all parties. If you are not interested in Holland, the program can work anywhere in Michigan.
Over the last few years, Holland MI real estate prices have remained relatively stable, especially when compared with other areas of the state, but a large number of properties have ended up in foreclosure.
State budget cuts have affected the health and welfare of the city, but it is still a beautiful place to live.....and a rent to own in Holland may be a great way to start home ownership, or start over again.
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